![]() Idaho does not have a “cooling off” period to get out of a contract except for telemarketing and certain door-to-door sales. Unless you were greatly pressured or deceived about what’s in the contract, a court will probably hold you to the contract. Sometimes people enter into contracts without knowing everything that they’ve promised. Some contracts are written and some are spoken. Be smart about Contracts:Ĭontracts are legally enforceable promises. You can also file a complaint with the Attorney General Consumer Protection Division and the Better Business Bureau at 1-80. Get a copy of the Manual by calling the Consumer Protection Division 1-80 or online at Have you been defrauded? If someone defrauds you, call Idaho Legal Aid’s Senior Hotline. The Idaho Attorney General’s Consumer Protection Division prints a Senior Citizens Manual that describes many common types of scams that target seniors, such as: Don’t pay for anything that comes in the mail if you didn’t order it. YOU CAN SAY NO! Don’t give your credit card number, Social Security number or other personal information to anyone who contacts you over the phone. Be wary and don’t buy anything under pressure. New scams are created every day and many target seniors. You can call Adult Protection or the police if you suspect financial abuse and would like it to be investigated or you can call Idaho Legal Aid’s Senior Hotline if you have legal questions related to financial exploitation. ![]() Some of these actions may be considered a crime (theft or fraud). Property is missing or being sold without the senior’s consentĪn attorney may be able to help a senior recover some money from an abuser through a civil lawsuit.Someone assists the senior with their finances, but refuses to provide copies of bank statements or an accounting of how funds are being spent.Changes are made to a senior’s advanced directives that they can’t explain or understand.The senior makes large withdrawals of cash or checks written to “Cash”.A senior has anew “best friend” with an unusual or suspicious interest in his or her finances and assets.A senior transfers an unusual amount of money or property to others or has withdrawals or transfers from his account that he cannot explain.A senior has a sudden, unexplained inability to pay bills or buy necessities.Common signs of financial exploitation include: Examples include scams, undue influence, misuse of a senior’s property, and outright theft. Financial exploitation is a form of abuse. Not all elder abuse involves physical harm. “My brother is taking mom’s Social Security and buying things for himself. “I notice my neighbor giving lots of her money away…and now she isn’t able to pay her bills.”
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